These Terms and Conditions ("Terms") govern the use of services and materials provided by Euro-live EU s. r. o., Studenohorská 4629/2C, Bratislava - mestská časť Lamač 841 03 Company Registration Number (ICO): 52 718 051 (the "Company", "we", "us", or "our") by users ("User" or "you") on our website and through other channels. By using the Company's services, you accept these Terms in full.
1. Acceptance of Terms and Amendments
1.1. By using the Company's materials and services, you confirm that you have read these Terms and agree to them.
1.2. If you do not agree with these Terms, you should discontinue use of our services and materials.
1.3. The Company reserves the right to amend these Terms at any time. We will notify of changes by publishing the updated Terms on our website.
1.4. Users are obligated to regularly review the Terms for any changes. By continuing to use the services after modifications, the User confirms acceptance of the revised terms.
2. Description of Services
2.1. The Company provides educational materials and courses related to the Forex market, designed to educate and raise awareness among Users in finance and trading.
2.2. Our products, including online video courses, are offered as digital downloads and streaming-only content that can be accessed directly from the User’s personal account on our website.
2.3. The services and materials are intended solely for educational purposes and do not constitute an offer or recommendation for any specific financial transaction.
2.4. The Company does not provide consulting services, manage assets, or conduct direct financial operations on Forex on behalf of the User.
3. Educational Purposes and Disclaimer
3.1. All materials and courses are provided exclusively for educational purposes and do not constitute investment or financial advice.
3.2. The Company makes no guarantee that Users will achieve financial gains as a result of using our materials, nor that trading strategies provided will lead to positive outcomes.
3.3. The Company is not responsible for any losses, including but not limited to direct, indirect, incidental, or consequential damages, arising from the use of our materials.
3.4. Users bear full responsibility for making trading and financial decisions based on the provided information. Users acknowledge that trading on financial markets may lead to substantial financial losses.
4. Non-Refundable Policy for Digital Products
4.1. All purchases of digital products, including but not limited to online video courses, are final and non-refundable.
4.2. By purchasing a digital product, the User acknowledges that they have immediate access to the content, which constitutes the delivery of the service.
4.3. The Company does not offer refunds or exchanges once the purchase is complete, except as required by applicable law.
4.4. Users are encouraged to carefully review course descriptions, previews, and other information provided prior to making a purchase. Should the User have any questions about the suitability of a course, they are encouraged to contact us before making the purchase.
4.5. In the case of technical issues preventing access to purchased digital content, Users should contact the Company’s support team for assistance. The Company will make all reasonable efforts to resolve access issues but is not obligated to issue refunds if technical support resolves the issue.
5. Limitation of Liability
5.1. All Company services and materials are provided "as is" and "as available," without any express or implied warranties.
5.2. The Company is not liable for errors, inaccuracies, or distortions in the materials provided.
5.3. The Company does not guarantee uninterrupted operation of the site, material availability, or protection of data against loss or theft due to technical issues.
5.4. Under no circumstances shall the Company, its employees, partners, or suppliers be liable to Users or third parties for any damages arising from the use, inability to use, or misuse of the Company's materials, including but not limited to loss of profits, financial losses, or reputational risks.
5.5. The Company’s liability for any claims related to service provision is limited to the amount paid by the User for the respective materials or courses.
6. Disclaimer of Financial Warranties
6.1. The User acknowledges that trading on financial markets, including Forex, carries substantial risks.
6.2. The Company bears no responsibility for the User's financial losses resulting from the use of educational materials or decisions made based on them.
6.3. The Company makes no guarantees regarding the success of trading strategies or the accuracy of forecasts provided in educational materials. Users should independently assess risks associated with trading on the Forex market and be aware of the possibility of complete capital loss.
6.4. The Company recommends that Users consult with independent financial advisors before making trading decisions.
7. User’s Personal Responsibility
7.1. Users agree to use the provided materials exclusively for personal learning and development.
7.2. Users agree not to distribute, copy, or modify the materials without the Company’s permission.
7.3. The User is responsible for their own trading decisions based on the Company’s materials and courses. The Company is released from any claims related to the User's losses.
8. Intellectual Property Rights
8.1. All content, including text, images, videos, graphics, and software used on our website and in courses, is the property of the Company or is licensed for our use.
8.2. Users have no right to copy, distribute, modify, publicly display, or use the materials for commercial purposes without the Company’s written permission.
8.3. Any unauthorized use of materials is considered a copyright infringement and may subject the User to legal liability.
9. Privacy Policy
9.1. The Company adheres to data protection legislation and is committed to protecting Users' personal data.
9.2. Information collected by the Company will be used solely to fulfill obligations to the User and improve service quality. Detailed information on data collection, storage, and usage is provided in our [Privacy Policy].
9.3. Users have the right to request modification or deletion of their personal data by submitting an appropriate request to the Company.
10. Access Restriction and Termination of Use
10.1. The Company reserves the right to suspend or terminate the User's access to materials and services in case of a violation of these Terms.
10.2. The Company has the right to block or restrict access to services and materials to prevent damage or potential violations.
10.3. The Company may cancel the User’s subscription or restrict access if it is determined that the materials are being used for commercial or other purposes not agreed upon with the Company.
11. Feedback and Claims
11.1. Users may send their questions, complaints, and suggestions regarding services through the contact details provided on the website.
11.2. The Company is committed to reviewing all reasonable claims and working towards their resolution.
11.3. In the event of disputes or claims, both parties must attempt to resolve them through negotiation.
12. Dispute Resolution
12.1. In the event of disputes or disagreements related to these Terms, both parties should attempt to resolve them through negotiation.
12.2. If a dispute cannot be resolved through negotiation, it shall be resolved in accordance with Slovak law.
12.3. All claims or lawsuits subject to review must be filed within one year of the occurrence of the disputed situation.
13. Governing Law
These Terms are governed by and construed in accordance with Slovak law. All disputes shall be subject to the exclusive jurisdiction of Slovak courts.